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Mortgage Affordability Calculator

Estimate how much you can afford to borrow to buy a home

About the calculator

A mortgage is a large loan that let’s you borrow money to buy a house, flat or plot of land.

With the mortgage affordability calculator, you can find out how much you can borrow for a mortgage, see the monthly repayments and how much you’ll have left over each month.

To help, make sure you have these documents ready:

  • payslips
  • details of any benefit payments
  • bank statements
  • credit card or loan statements
  • utility bills
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Mortgage affordability calculator

What to do in a crisis

Charity for Civil Servants is not a crisis support charity. If you are in an emergency situation, here are some organisations that can help.

What to do in a crisis

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Help with all aspects of debt, budgeting and managing your money.

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Links to money help

Links to specialist organisations which help with money, pensions and debt.

Help with money
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Help with money

Information and practical support to help you with money issues.

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