Advice NI factsheets explaining how non-payment of different types of debt can be enforced in Northern Ireland.
Priority debts
Some debts are a priority as non-payment could lead to serious consequences such as loss of home or goods, disconnection of essential services or, in some cases, imprisonment.
These Advice NI factsheets share information on the various stages of enforcement and the steps you can take to deal with priority debts.
Other debts
Although usually not as serious, creditors can take enforcement action for these debts.
County Court Action
If a creditor makes a claim through the courts to recover a debt, a court judgement may be made detailing that the debt is legally owed. If this debt is subsequently not paid, the creditor has the right to instruct the Enforcement of Judgements Office, known as the EJO, to enforce this court order.
This factsheet details how Judgements are enforced.
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